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The cover provided under the Cargo Pro conditions is based on the Institute Cargo Clauses. This summary is intended for use as general guidance only. If you have any questions, please use the Contact form and our Cargo Team will be pleased to help.

Cover for War and Strikes is optional and the terms can change during a policy period. Shipments to or from locations for which the War and Strikes Risk Level is elevated are subject to higher premiums or exclusions. For an updated list of restricted territories please click here.

All RiskLimitied Cover
Fire or ExplosionYesYes
Vessel or craft being sunk or capsizedYesYes
Vessel of craft being stranded or groundedYesYes
Collision and overturning or derailmentYesYes
General average and salvage chargesYesYes
Washing overboardYes
Earthquake, Volcanic eruption or lightningYes
Total loss whilst loading or unloadingYes
Entry of sea, lake or river waterYes
Damage caused by harsh weather conditionsYes
Theft, shortage and disappearanceYes
Damage incurred whilst loading or unloadingYes
Breakage or extraordinar leakageYes
Contamination caused by other cargoYes
Inherent vice of the insured commodity
Insufficiency or unsuitability of packing
Institute Strikes Clauses
Damage caused by strikesYesYes
Institute War Clauses
Damage caused by war, civil war or rebelionYesYes