The cover provided under the Cargo Pro conditions is based on the Institute Cargo Clauses. This summary is intended for use as general guidance only. If you have any questions, please use the Contact form and our Cargo Team will be pleased to help.
Cover for War and Strikes is optional and the terms can change during a policy period. Shipments to or from locations for which the War and Strikes Risk Level is elevated are subject to higher premiums or exclusions. For an updated list of restricted territories please click here.
| All Risk | Limitied Cover | |
| ICC (A) | ICC (C) | |
| INSTITUTE CARGO CLAUSES | ||
| Fire or Explosion | Yes | Yes |
| Vessel or craft being sunk or capsized | Yes | Yes |
| Vessel of craft being stranded or grounded | Yes | Yes |
| Collision and overturning or derailment | Yes | Yes |
| General average and salvage charges | Yes | Yes |
| Jettison | Yes | Yes |
| Washing overboard | Yes | – |
| Earthquake, Volcanic eruption or lightning | Yes | – |
| Total loss whilst loading or unloading | Yes | – |
| Entry of sea, lake or river water | Yes | – |
| Damage caused by harsh weather conditions | Yes | – |
| Theft, shortage and disappearance | Yes | – |
| Damage incurred whilst loading or unloading | Yes | – |
| Breakage or extraordinar leakage | Yes | – |
| Contamination caused by other cargo | Yes | – |
| Condensation | – | – |
| Inherent vice of the insured commodity | – | – |
| Insufficiency or unsuitability of packing | – | – |
| Delay | – | – |
| Institute Strikes Clauses | ||
| Damage caused by strikes | Yes | Yes |
| Institute War Clauses | ||
| Damage caused by war, civil war or rebelion | Yes | Yes |
